Options A/B/C
Answer: Option A pays the most but no survivor; Option B is slightly reduced; Option C provides a 66.67% survivor benefit with a larger reduction.
Option A: highest monthly, no survivor. Option B: small reduction. Option C: survivor protection with higher reduction.
| Option | Reduction | Survivor Benefit |
|---|---|---|
| A | 0% | None |
| B | ~1–5% | Contributions returned |
| C | ~7–15%+ | 66.67% to beneficiary |