Retirement Planning Checklist

Your retirement group determines your benefit multiplier and minimum retirement age.

Use our calculator to understand your potential benefits and identify planning gaps.

Massachusetts pension may affect your Social Security benefits due to WEP/GPO provisions.

Attend official Massachusetts retirement seminars for detailed information and Q&A.

Consider your family situation and survivor benefit needs when choosing your retirement option.

Research Medicare enrollment and supplemental insurance options for retirees.

Contact your local retirement board to begin the application process.

Create detailed retirement budget including pension, Social Security, and other income sources.

Birth certificate, marriage certificate, beneficiary information, and employment records.

Work with your retirement board to complete all final requirements.

Provide banking information for direct deposit of your monthly pension payments.

Coordinate the transition from active employee to retiree health insurance coverage.