Bringing Clarity to the Commonwealth.
MassPension.com was born out of a simple observation: Massachusetts public employees often have the most complex benefits but the least modern tools to manage them.
No-Store Guarantee
Financial data is processed locally in your browser. We never save your personal benefit amounts to our servers.
Capped Citation Accuracy
All audit tools are built following M.G.L. c. 32 rules and 2025 federal retroactivity statutes.
Verified MA Resource
Built specifically for the Massachusetts PERAC and MSRB ecosystem. Not a generic financial blog.
Audit-Ready Logic
We update our logic weekly to reflect new Social Security COLA adjustments and state pension reforms.
Regulatory Accuracy
We stay deep in the weeds of PERAC memos and MSRB policy updates. When a new law like the Social Security Fairness Act passes, we update our logic within 48 hours.
Modern User Experience
Benefit calculations shouldn't require a 40-page PDF and a calculator. Our "Audit-as-a-Service" model simplifies complex math into clear, visual signals.
Data Sovereignty
We pioneered the "No-Store" guarantee. Your pension data is processed in your browser's memory and vanishes the moment you close the tab. Security by design.
Our Commitment to Massachusetts
MassPension.com is a private research entity focused on bridging the gap between "official state statutes" and "actionable user experience." We believe that transparency is the ultimate service.
Learn more about our research methodologyOfficial Disclosure
MassPension.com is a private, third-party research and educational platform. We are NOT affiliated with, endorsed by, or representing the Massachusetts State Retirement Board (MSRB), the Massachusetts Teachers' Retirement System (MTRS), PERAC, or any government agency. All calculators provide estimates based on current publicly available statutes and are for planning purposes only.